What type of wheels and tires you have makes a difference.
The max listed pressure of 95psi tells me the tires are larger (>32mm wide) and may be for an older type of wheel.
Old steel type 'non-clincher' wheels are lower pressure ~90psi max. Newer clincher types can be run with what ever the max on the tire may be.
I run about 250lbs as well, and I am very happy with using tire drop for my pressures. Tire wear seems appropriate, and the ride feels good to me.
Riding an old road bike with clinchers, my pressures are 70/100 front/rear.
- The first set of tires were installed on the older wheels and run at ~80psi. I ran the rear bald in about 1700 miles.
- This second set on the new rims with the tire drop pressures; just starting to show wear on the rear at 1000 miles.

As for pinch flats, I think it is all about riding style. The older 27x1&1/4 wheels and the fairly big tires were plenty for me and I never pinch flatted while running at lower pressures like what you currently run.