I had a rather expensive crash this month: $200 Cf bars destroyed; $70 Brooks bar tape toast; $230 Ionas helmet; $400 prescription sunglasses; repairs to a Rolex, yet to be determined.
But no medical bills fortunately.
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You could fall off a cliff and die.
You could get lost and die.
You could hit a tree and die.
OR YOU COULD STAY HOME AND FALL OFF THE COUCH AND DIE.