Texas recently increased policy limits effective April 1, 2011, to $50,000 for bodily injury. BUT my own bike/vehicle collision resulted in over $26,000 in medicals. And I suffered nothing permanent - nothing broken, fractured, strained, sprained nor torn. I wasn't hospitalized and only required one post collision medical visit. Considering the cost of health care and how quickly the bills can pile up even with seemingly minor injuries, how can $50,000 be adequate ever?