I guess also I'm assuming that the gearing is more like a road bike. I'm not up on gear ratios right now but do cross bikes have mountain bike gearing or road typically?

CCres - Yes I've debated this as well. Then I saw the Ti frame and almost lost my mind. That would be one hot ride! My parking area is pretty safe, it sits in front of the security office. At home I keep all bikes inside so I think it would be ok to have a nice commuter like that. Still, I live in Philadelphia.