This doesn't really compare to a tornado story (and you're completely nuts by the way,) but here's mine: I was leading a group ride a few years ago and rode about 12 to the starting point in darkening skies. It started raining about a mile from the start, and when I arrived the other riders were waiting out the rain under a shelter. After 15 minutes or so, I said "to he!! with it, let's ride!" and we got about 2 miles before the lightning began. It was pretty hairy for a few miles with the lightning and a downpour, but we finished the intended route in reasonably good time and had a blast!

I wouldn't ordinarily lead a risky ride with a group of riders, but I knew these folks and they're a hearty bunch.