Originally Posted by
Mithrandir
Someone recommended this to me as well, but I ultimately had to reject that idea. It makes sense at first, but the weather here is really unpredictable (it wasn't supposed to rain yesterday, weather.com said 0% chance, then it poured all afternoon!), so I would hate to be stuck in a situation where I am forced to bike into work the next morning when the weather is terrible!
Some people use a cheap (a few hundred or few thousand dollars depending on your finances) spare car for that so there's always one waiting at both ends of the commute in case the weather gets bad or they need to work late.
Insurance can be very reasonable with multi-car discounts (IIRC net cost to add a truck to my policy with liability only was about $100/6 months)