hot (and the ride home's going to be hotter). had to pannier it because I had to take my laptop back in to work and it wouldn't fit in my cycling backpack. Not a fan of the way that effects the handling of the bike (especially when I'm using one hand to push the bike and the other to push my daughter's stroller to day care for the first 0.5-0.75 mile of my commute).

Had my life flash before my eyes when a huge dump truck (with tire tops at eye level) passed me with about a foot to spare. I screamed at him, but I don't think he heard me over his engine noise. Didn't see the company/phone number on the side (was too busy trying to stay as far over as possible (he was squeezing me in to some parked cars) and it wasn't written on the back.