My complete commuter rig consists of 2 bikes. One is a multi-geared mule w/panniers and a trunkbag. It's used to haul in a weeks worth of clothes/food on Mondays. The rest of the week I use a fg w/a seatpost rack/trunkbag combo. It's big enough to haul my daily work clothes and empty food containers home. The same bike used to be a ss, but I decided to try fg and never went back. It's a great combination that has worked well for me for a long time. My daily is 41 mi rt w/a 500 ft homeward climb for the last 7 miles.