Originally Posted by
JanMM
Glad to hear you're able to ride already.
Your health insurance co. will likely be asking at some point if your injuries were the result of an accident and, if so, what was the nature of the accident?
They will looking to find out if, perhaps, someone else may be responsible for your healthcare expenses.
Jan is completely correct about this. Your health insurer is going to be looking for subrogation whether you want to or not. You will be hearing from them to ask whether a third party is involved and might be liable. As someone else pointed out, these kinds of things are the reason that businesses carry insurance. Please go see a lawyer.