Well, I just had MY worst accident- yesterday!
It happened at an intersection which I hate anyways, because it has traffic in three directions, but it's just before we turn off to an access road where there are no cars. The intersection has a red flashing light which means a stop sign. It was very busy that time of day. Matt went through, and signaled to the cars that we were crossing, so I went. But the car at the stop sign accelerated and knocked me off my bike!
To make a long story short, I now have a broken bone in my right hand (pinky), as well as several huge bruises where I landed- back side, ankle, elbow and inner thigh (from the saddle). But yes, the bike is okay- just a wobble in the rear wheel. The driver? When he saw I wasn't dead or paralyzed (I jumped right to my feet after being hit) he split.
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You can catch more flies with honey than with vinegar. That's great...if you want to attract vermin.