another excellent touring bike is Koga Miyata,
the NL company sells a fully equipped bike [not stripped down
to shift accessory sales to retail margins]

Mine already had Racks , mudguards , a Taillight on the rack , Trekking bars ,
Magura Hydraulic rim brakes , 2 kickstands (one on the front rack), B17,
suspension seatpost .. Pump, bottles , etc.

un fortunately for the US , no dealer network.. , one dealer listed.

{I scored a 2nd Hand Bike , here)


but with their "signature program , a menu of frame models and sizes,
and list of components

You could Also, get a near custom bike , sent to a dealer near an airport,
say AMS or CPH,
take public transport from the airport to the designated bike shop,
and stuff the panniers and go..