I have been looking into something more visible for the fall and winter commutes here as it gets real dark real early.
I found this:
Price is $55 but it comes in "Don't smear me yellow" and it appears to be very bright and reflective. I saw something similar on the road the other day being worn by a motorcyclist. I could see him very well.
I could care less about Mil-Spec as I am not riding to a military base. What is nice is the removable ID pocket on the left chest and the rear storage pocket. I can keep my ID up front and carry my lunch to work without a backpack.