Actually, I can get it for $680.

An aftermarket chain guard turns out to be a big deal. The local bike guy *****ed and moaned about it when I had him install it on my current POS, and he later said it took him 4 hours to do the job. Plus it cost me the use of the front derailleur.

Perversely I've come to terms with the idea of having to pay for quality, although I'm trying to find the lowest price point at which I might be getting something of value. I thought I was being clever when I bought my current POS off of Craig's List but have since decided that it wasn't worth the savings. Yeah, I could have been smarter about what I bought on Craig's List, but still, I'd rather pay for something that works well. Which even on Craig's List would mean spending a lot more than what I paid.