Ummmm, that happened at 4:30 AM, not PM. And even if it did happen at 4:30 PM, this is one reason a bicyclist shouldn't take a lane and should be "FRAP". Sorry bicycles and motorcycles aren't cars, never will be regardless of the way any law is written up. Even when I had a motorcycle and rode it, stopped at a stop light, you have to constantly check the rear view mirrors for cars that don't look like they are going to stop and plan of action if they aren't. And as a motorcyclist, if a car tail gates you, motorcyclists need to get away from those bad drivers even if it means speeding long enough to get to a safer place and pull over to another traffic lane. Whether on bike or motorcycle, riding offensively & defensively to create space and distance another motorist isn't giving you because they are poor drivers. It's probably the only way you're going to make it in this world ? For the most part this type of accident is the exception, but being the exception is either crippling or deadly. Nobody can afford to be the exception on bicycle or motorcycle. Whether the motorist is insured, they can keep that money, pain & suffering will never be worth collecting for being crippled. For death, well maybe the beneficiary will be set, but that does you no good.