I'm also a fitness rider from NJ -- albeit South Jersey. I'm sure my rides are a bit more rural, but the roads do have street lights and are fairly well lit. Most of my rides are done in the early morning and in the fall, I leave before sunrise. I used to ride with a L&M Arc HID. Except for a somewhat narrow beam resulting in a "tunnel effect", I never thought I needed a helmet mounted light. I recently purchased a CygoLite TridenX 750OSP which I will begin using in a few weeks on my bar. I'm hoping that it has the same, if not better throw, than the L&M, but with a wider beam. I'll post my results in a few weeks.