The Insight is worth every penny. I have had my 2010 for over a year. It serves well as a utility bike, road bike and commuter. I use this bike every day for one thing or another. Trips to the store, commutes to work, take off the bags and go for long rides, towing twin 5 year old boys all over San Diego and more. I love the performance part of it. If I had to compare it to a car, it would be the new Porsche Panamera 4 door. You get the sporty look and feel, but works for grabbing groceries as well. I have over the past year upgraded just about everything on it as I felt comfortable taking my $200.00 investment and building on it. I still kept everything on a single income family budget. The stock wheels were not fond of the 270 lbs on top them and the rear needed constant truing and spoke replacement. I put some Forte (Performance) Apollo Wheels on it and have not put a spoke wrench on them in 4 months. The wheels were my biggest upgrade. I went with Forte brakes, levers, derailleur switches, rear derailleur and a must for any commuter the Nashbar Trekking handlebars. Now my investment is up to a little over $500.00, but I love this bike. I can keep up with the guys on their $2000 to $3000 bikes without a problem Fortunately, I can keep this out of the shop by doing all my own maintenance. Overall, if you are looking for a good base of a bike, get one of these and upgrade components where you feel it is needed. But, out of the box, this is exactly what it is classified as, a performance hybrid. This is not your Grandpa's Hybrid. This is light, fast and nimble and with a little work is just as good if not better than flatbars costing 3 or 4 times more