Joined: Sep 2009
Posts: 2,067
Likes: 73
From: USA
Bikes: 84 Pinarello Trevisio, 86 Guerciotti SLX, 96 Specialized Stumpjumper, 2010 Surly Cross Check, 88 Centurion Prestige, 73 Raleigh Sports, GT Force, Bridgestone MB4
Get a rack on your bike. Bungee your pack or a a small "rack pack" to it. I see no problem with a fanny pack, I have started carrying one but not for the reasons you mention.
LC