I've had a few chilly mornings in the 40s in northern Minnesota. I've been thinking about getting tights to go over the shorts. I did do one ride where I put cotton leggings over my bike shorts and then took them off in about 8 miles. Probably not the best choice but they were cozy for starting the ride and didn't take up much storage room.

I need some kind of jacket that is light and easy to remove. I wear a regular jacket but it flaps too much in the wind. I like the idea of some kind of vented wind breaker.

I have not been using cycling gloves but when it is cold I am using regular gloves. My hands get cold easily.