I commute on a 2008 Kona Fire Mountain Xtracycle, outfitted with fenders, front panniers, handlebar bag and a Dymotec 6 dynamo married to a Lumotec IQ Fly Plus light. I have PBSF taillight and 2 generic blinky/taillights on the rear.

I used to rock a Magicshine and a Down Low Glow, but I killed their batteries. I really miss them, especially the DLG.