I'm afraid I don't agree with you at all. Yes, bikes can be stolen by determined thieves in less than a minute. But that's also true for cars. I don't see the point of hunkering down in your house with a possession that is so precious that you can't use it. I use my bike for virtually all of my local trips: commuting, fun rides, shopping, meeting friends at pubs, you name it. It's incredibly useful to me, and I have no intention of hiding it in my house. I take reasonable precautions, and I doubt it will be stolen, but if it is, it's insured, and at least I'm getting very good use out of it. It's a tool, fer Chrissakes, not a family heirloom.