Cold doesn't bother me.....much at all really, but I run about 10F hotter than most people it seems like

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Rain + cold does suck though, I can't argue with that.
Actually, I love when the trail clears out in November around DC. That's one of the benefits of winter cycling. I see some of the same people out in the winter mornings....so some folks do it, but not nearly as many as this time of year.