I like Paypal too. People complain about the fees, but I've overdrawn my Paypal account many times by $1 or so and a bank would've charged me $30, but paypal doesn't charge me anything and that alone has more than compensated for the fees they charge. I'm not responsible with money though. I give them about $500 a year, but it allows me to take peoples credit and debit cards and every other online merchant has had the same fees, so if someone knows of a cheaper one, I'd like to know about it.

Ebay fees combined with Paypal fees are another story though. It's ridiculous having to pay fees to two companies owned by the same people, but it's what I have to do to make money.