For those of you who ride bike to work that demands more or less formal/neat dressing in the working environment, do you have two sets of clothing to work, one for riding, the other for working (that may mean, in some cases, that when you arrive at work you immediately head to the restroom to change, and hoping as few people saw you as possible before you have changed). I hate having to change. I saw the Dutch people wearing suits or long woolen winter coat on their bicycles and hope I could do the same, but most time I ride I would get my pants tainted with the black lube or dirt, and the pants get wrinkled at the knees and crotch. Wonder how the Dutch did it.
If I lived in the Netherlands, I would do as they do. They live in a very flat country with a moderate climate and excellent bicycle infrastructure, so it's easily possible for most people there to ride in work clothes. I live in a city covered by fairly steep hills, and it's rainy for much of the year. I never ride in Lycra-type cycling attire, but I also don't think it's practical to ride in a shirt and tie. I always ride in comfortable clothing appropriate for the weather and change when I get to work. No one minds that I show up in shorts and T-shirt, as long as I look professional once I start working.