First Question; How fats your wallet. I have found some amazing sites that offer commuter wear that is nice but doubles as bike wear, but it is expensive. Terry is a catalog that had some great stuff and Levis now makes commuter gear and I love it. Worth every penny. Its been 40 on the way to work and I wear my levis jacket, no stench even after a week and its 80 on the way home. The jacket is light enough to put in my messenger bag and take home. I wear layers, today it was a skirt, with legging(tights) and nice dry fit t-shirt and jacket. When it warmed up I took off the tights. I got a few comments but I just said, "too hot" When it gets cold I had waterproof pants, shoe covers and a good jacket. Also, Old Spice makes 16 hour shower gel that really works. keeps the smell at bay all day even when its baking out.