$1000 should be the cut off for the vast majority of riders that really don't have the legs worthy of anything better. Unless your at least at the CAT3 racing level, what you get over $1000 is mostly bling. Of course it is nice to lust after those high end frames like you would a Ferrari sports car, but you know deep down that both are a complete waste of money. The money is better put toward wheels, shoes, and comfortable clothing to keep you comfortable riding longer in all types of weather.