Man, I just wasnt focused. I almost rear ended an SUV, it flew by me merged into the bike lane and stopped. Had I been paying attention it would not have even been close, as it was I could either hit it or take a chance of blindly going around. I did not hit it and am still alive. I hit bumps and holes I always spot and miss. I almost did not get unsnapped once, and dang near fell over. As I passed the street that is almost exactly midway to home, I hit another bump and somehow my pannier got into my spokes and flew off. I stopped and picked it up, worked on it enough to get home and took a little break to get my stuff together. The second half was uneventful. I had a normal day at work and feel fine. Damn, days like this could get a guy hurt.