Welcome ACyclingRooster.
Around here cyclists have more to fear from motorists who are talking with driving (not illegal) or texting while driving (illegal). I've seen a few cyclists talking while riding. Some were even riding in the road.
My cell phone (not a smart phone) stays in my phone holder on my handlebar. If it rings or if I need to make a call, I stop with both feet on the ground to do so.
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The Lord is merciful and gracious, slow to anger and abounding in steadfast love. - Psalm 103:8
I am a cyclist. I am not the fastest or the fittest. But I will get to where I'm going with a smile on my face.