Not to belabor a point but at $289, shipped, the nycbikes simple city frameset is made of reynolds 520 and 4130 steel. It has the old rigid mtb frame geometry with plenty of braze ons and made for 26" wheels. And, it comes with a headset and in ten different colors. It seems to me to be the most economical and appropriate choice. If I'm overlooking a company, I'd love to know.