As a commuting rookie, I'm still getting used to cold mornings. I don't want to drop a lot of money into clothing for my 25 min (7.25 miles) commute. This morning it was about 45°F with light NW wind. I really need full-finger gloves that aren't super padded for mountain/cross riding and aren't super insulated for winter. I do fine with a good baselayer and an Under Armour or Nike performance long-sleeve shirt or pullover with shorts.