I will have to do some test hangs when it gets a bit colder.
I thought about making a hammock with a pocket in it for such a reason. I've also thought about making one with a down layer already sewn on the bottom. But this wouldn't help me when I go to ground (hopefully not much). But my next project (been in development for a very long time, me being lazy) is to make a hammock/tarp that can easily convert to an enclosed tarp tent.