Disagree with "if it wasn't fun, I wouldn't do it". Most of my rides are fun, but today I was reminded that riding upwind in the rain really sucks. Still going to keep doing it, because my bikes represent my exercise regime, my independence from both public transit and the infernal combustion engine, and my money saver.

Well, they will be a money saver again after I've earned back the money spent getting my latest, used road bike into shape. That'll be a while. But the general point stands.