The advice on the Topeak Super Tourist was just great. My gear is ultra light weight and my bedroll and or tent would lash in there splendidly but I couldn't find one of those racks to save my life. I ended up buying the Explorer, the MTX DPX and the MTX EX. Ya'll keep your eyes out for the Super Tourist rack W/O spring and NOT for disc breaks and I'll pick one up then.
Thanks for the help all. I didn't know what to do until everybody pitched in. Now I can change up on my winter commutes and carry all the camera gear I want on the weekend trails.