I have been looking for a new bike, I currently own a good road bike that I have had for a few years now. I am looking for a good hybrid that I can take off paved surfaces, not mountain biking, just dirt roads. I have been reading many threads here in this forum on this same subject. I am considering the Trek 7.3FX, Jamis Allegro Comp and the Cannondale CX4. I see the obvious differences (disc brakes), but am unclear if they are really necessary. Most people I talk to seem to think that disc brakes are nice, but really not needed.
My plan for this bike is to take up only about 10% - 15% of my riding time, the remainder will be on my road bike. At this point, I have not ridden either of these (3) bikes, but hope to soon. Any suggestions/comments?