When I was in my 20's and in the military, I did a winter survival training course in Greenland and handled it quite well. Now, I guess you can call me a wimp because I don't like cold weather and don't handle it very well. Thus, the reason I live in Florida. I can take the low temps as long as there is no wind. I just can't handle it when it's cold and there is a wind blowing, even a slight one. We get breezes from the Gulf and the bay and those winds bring moisture with it and it just cuts right through me. Since riding generates it's own wind, I usually don't ride if the temps get in or below the mid to low 50's. Then, it's trainer time.