Almost T-boned a car on the way home. Hammering up a slight incline, into the wind, while it was drizzling. Had my O2 yellow hoodie on, safety orange ball cap peaking out from under my helmet, and front light set to blink mode. Either they didn't see me coming or misjudged my speed. Had to lock up the brakes or would've taco'd my front wheel on their rear bumper.