Hello Mr. IGH

How are you? I'm writing because it sounds like you use an igh on your bike(s)---

I have a windsor oxford with a shimano nexus 3 speed. I'm looking for a little more gearing and am
thinking of going to a SA 5 speed. I'm using the bike for errands and commuting. What setup do you use?

I'd like to continue riding this winter in Philadelphia. Are you using disc brakes? Significantly
better braking?

Thanks much.
sindlero