Big benefit of a folding bike, I find, is realized when combined with other modes..
Train/bus/carpool 1 way, and the ability to take it inside, on the ends of the trip.

If security is an issue parking it outside, it doesn't have to stay there..

got a Brompton 3 speed , I really like how it uses the headtube to mount it's luggage.
A lot can be packed in the bags that are made to go on the front carrier block.

then I found a deal I liked on a Bike Friday , 20" wheel, IGH.. fold is not as small,
[Brompton folds rear under, BF folds alongside the main portion]
but it retains the low step over of the top tube.

steering Geometry, is appropriate to the wheel size, and their, lower trail and front loading,
are a good combination,
I wished for a similar single large bag, but BF puts the headbadge there, instead.
so I got their pannier rack instead, and use small dry bags, Paired .

BF offers you the benefit of a wide range of bike types, Brompton, a range of variations
on the 1 frame type and size, but they are both top quality options.