I rode home in a steady rain last night and enjoyed it. But, I've got a rain cape that goes over the hands and covers my core and thighs. Also, I have waterproof shoes that i tried for the first time--they worked--I'm wearing them again today. Bottom of my pant legs got wet which got my wool socks wet but I wasn't cold.

I know a rain cape isn't for everyone as it slows you down some, yet I'm amazed they aren't more popular as I really enjoy riding under one. It's breezy instead of clammy.