I live in western Michigan about 5 miles from Lake Michigan. Yesterday it was in the 40s and I was comfortable with one layer on my legs and two layers on top. I'm just trying to prepare for colder weather before the snow and salt hits the roads. Last night I picked up a pair of Nike Pro Combat running pants. They were on sale for $36 so I thought I would give that additional layer a shot below my waist. They seem a little thicker and fleecey(I know not a word) so they might work.

I don't think I have much time before the snow and salt trucks hit the roads so I just need something to get me outsite till then. The "biggest" bike shop where I moved to doesn't even have any long bibs. I would have thought they would but nope. The meteorologists are saying it's going to be a brutal winter so I already have my notebook and speakers in front of my rollers downstairs to watch movies/listen to music.

Thanks for all the suggestions everyone.