I can't ride at my preferred trails when it rains, but I can go to some about 5 minutes further away (in another direction) & ride in any weather with no problems. The trails I prefer are in a creeky/river area with lots of soil. The other trail is half GA red clay, half granite...slippery as hell & not much fun to ride on, but not harmful to the trail. The trails are within 45 minutes of each other.
Either way, you'll never see my riding in the rain. If the rain hasn't stopped long enough to dry the granite, it isn't even worth the trip.