You will find that some of us have a fetish for wheels and I am of those throwing a bit of "Worry" your way.
Standard stock wheels that come with a new bike are normally one of the "Downgrades" that manufacturers make to keep a bike to a price level--Unless you are buying near the top of the range where good will come as standard. Those stock wheels are perfectly good but in some circumstances "CAN" be improved on. They may not be the best type for a Clyde and you could think you are bordering on that level. They may not be built strong enough and tend to go out of true under the weight or even start breaking spokes due to inferior build and quality. Besides this--They may have a "Bling" quality built into them with fancy spoke patterns or fewer spokes and have an inherent fault with them. Don't get too hung up on standard wheels though- unless you run into problems- as most of them are adequate for the job.
However- the best improvement- and possibly the cheapest for improvement- is fitting some decent wheels. They come in all types and prices and for different uses. You can spend a fortune on a lightweight set of wheels made of fancy materials that will not give YOU an improvement and will possibly not be good enough for your use. There are plenty of manufacturers out there and Although I may like a particular make and model of a wheel- it may not suit you.
There is a wheel that is accepted as a good standard for a good wheel and that is a hand-built wheel from a specialist wheel-builder. Plenty of them about and there is a standard of wheel that is accepted as being good. Starting off with the hub and a Shimano hub-Either Ultegra or 105-will be a good basis. Spokes are normally from a good manufacturer and the rim is normally a "Mavic" Pro or Open Pro model. Using these parts you will have a known quality of wheel that performs and is reliable. Perhaps not the lightest around but a good compromise.
Lots more to learn on wheels and everyone has their own views and opinions but hopefully you now have an insight into where your money will be going in a year or so. Plenty of learn on terminology but all you have to do is ask here and you will get an answer. Maybe not the right one but it will get answered. But still a question to you
What Pie?--You will learn about that one soon enough.
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How long was I in the army? Five foot seven.
Spike Milligan