Yep, and what the issue then becomes after this happens is that the license plate and owner still have the decal. The uninsured motorist banks on the appearance that the vehicle appears to be legally insured on the road with a valid license plate and decal. The authorities don't hire people to drive around to the addresses of cancelled insurance motorists to retrieve the plates/decals. And the motorist will never turn it in voluntarily. A lot of these folks think they can sweet talk the officer out of a ticket and even if they don't, The law still gives them another month to pay a negligible fine and send in proof of insurance for not even carrying their insurance card, which might also have an expiration date that appears valid. And innocent until proven guilty, these motorists just keep driving, maybe even can extend court dates and so on. Eventually the system gets them off the road, but get hit by one of these uninsured motorists and all the catching up in the world really delays justice.