Mid 80's Schwinn Voyageurs and some Le Tour's have great rides and depending on the year, should have all of the fittings you are looking for. I've found my 87 Voyageur to be a great all around bike and quite lively even with dual racks and fenders and was also impressed with an 84 Le Tour Luxe I used to have. The nice thing is that they are kind of under appreciated outside of here and can be found for reasonable prices.

I'd also second the Treks that balindamood mentioned.