I had just packed my clothes, lunch, etc. in my paniers and was ready to leave when the sky opened up. It wasn't supposed to rain until an hour later. I unpacked the clothes, put them in a large zip lock bag, back in the panier, put on my helmet and shoe covers, and was ready to put on my rain cape when it stopped raining.

I put the helmet cover and rain cape back in the panier and had a wonderful ride to work. Temp was about 45° with a very slight tail wind. Streets were wet but the shoe covers ket my shoes dry. Ther ride home tonight may be less pleasant with rain/snow in the forecast. May have to break out the winter bike for tomorrows commute.