I almost always carry my lunch. Usually, it's just leftovers from home, but I love leftovers (assuming I cooked it well the first time), so that's good. I'm too cheap to eat out, though my breakfast seems a long time ago and that panera is sounding good.
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Bikes: 1996 Eddy Merckx Titanium EX, 1989/90 Colnago Super(issimo?) Piu(?), 1990 Concorde Aquila(hit by car while riding), others in build queue "when I get the time"