Me - 110-115
Bike (includes permanently attached stuff like racks, fenders, bottle cages, computer mounts, but not tools, pump etc)- 34
Stuff - 35-50 including the panniers themselves and food, but not including water.

I don't lose weight. If I'm lucky, I don't gain it. If I'm *really* lucky and careful, I don't gain weight in the 2 weeks after the tour.

As you can see, Machka's rule of thumb does not apply to me. And, I seek out mountainous routes. I can't stand flat riding. the steepest place I've been so far is New Zealand, but I'm hoping to correct that with some European mountains in the next few years.