*update* (7 months later) Well, I couldn't do it. I just couldn't sell it after all that work, plus I'd ridden it during club rides the previous year without 'that' type of pain. After injuring myself this summer, I just put things aside as I couldn't really work on them. I was bummed about the prospect of ALL of my road bikes giving me pain, but then it hit me. ...What if I played with saddle and handlebar adjustment? Today I was off work and starting to feel good agian, reading bikeforums has a way of motivating me, so I went out to enjoy the good weather. I rode my Schwinn for a short 2-mile ride and then decided to mess with the Fuji Monterey. Here it is after tilting the handle bars up and moving the saddle forward on the rails. I've been so used to having to move any saddle to the far most rear adjustment that moving the saddle forward was unthinkable, so unthinkable that I almost never thunk it.
I then rode the Monterey on my little 2 mile jaunt and it was great. I had no pain until the very end of the ride, a drastic improvement and I think some of that was due to the @$$-hatchet of a saddle that's on it coupled with my woeful out-of-shapeness. I was sitting way too heavy in the saddle and soaking up too bumps with my rear. I think I'll put the original FUJI saddle back on it and see if that helps cushion the ride. The think I noticed today was a bit of vibration in the rear wheel. It's out-of-true, but that's to be expected, @275lbs I put a hurt on wheelsets.
I was beginning to think that I'd never be able to ride dropbars, but today's ride renewed my hope for all those other bikes.