I am riding a lot in the winter time and I have been doing an OK job at keeping warm but one thing bugs me and that is when I have a head wind, the wind that hits my chest takes it out of me.... breath and I start feeling cold. I have two or three layers on plus a wind breaker. Is there something I can do to prevent this?

When watching the Tour de France, I noticed riders putting news papers under their jerseys. Perhaps that is to cut the wind?