My wife was driving home one afternoon when a kid (about 15) on a bike is looking backwards at all the others he is outrunning comes out of side street and hits the wife's car in the door. Bike and kid go over the hood, bike hooks a hole in windshield. Kid goes over the hood, lands on his feet, and takes off running for home. My athletic, long-legged, ice skater wife takes off after him. She catches him in his front yard, kid's parents come out, kid just knows he is about to die in great pain. Cops come and assess the situation. Lots of pictures, first assumption was that wife had run over a kid on a bike and committed hit&run. Evidence showed otherwise. Anyway, long story short, kids parents' Homeowners insurance paid for it all on our car, I'm not sure about D-shaped front wheel on bike. "You're in Good Hands"