So, on my motorcycle I use ratchet straps to hold down camping gear and stuff or saddle bags to carry smaller things. I can't break that habit on the bike. Sure, I can use paniers but the few times that I tried to carry something on the "naked" rack I had it strapped down pretty tight. I can tell you right now that you can NOT apply the same strapping force to a loaf ow white bred that you can to a tent, and have them both be functional at the end of the day!

So, what tactics and techniques do you hard-core utilitiers use to keep your items aboard with going OVERboard?